Current Rates

Checking & Savings

effective as of August 26, 2010

Product Rate (%) A.P.Y *
Winner & Winner 50 0.30 0.30
Super Now Account + 0.30 0.30
Money Market Account + 1.10 1.10
Statement Savings 0.50 0.50
Passbook Savings 0.50 0.50
Christmas Clubs - Book 0.80 0.80
Christmas Clubs - Auto Payment 1.00 1.00
Vacation Clubs - Auto Payment 1.00 1.00

* A.P.Y. - annual percentage yield

+ Minimum balance required

Certificates of Deposit

effective as of August 26, 2010

APY rates are based on interest being quarterly compounded.

Product Rate (%) A.P.Y *
3 Months $2500 - $5000 0.25 0.25
$5000 & over 0.50 0.50
6 Months $2500 - $5000 0.60 0.60
$5000 & over 0.85 0.85
12 Months $500 - $5000 0.80 0.80
$5000 & over 1.05 1.05
15 Months $5000 & over 1.05 1.05
18 Months $500 - $5000 0.90 0.90
$5000 & over 1.15 1.15
24 Months $500 - $5000 1.35 1.36
$5000 & over 1.60 1.61
30 Months $500 - $5000 1.45 1.46
$5000 & over 1.70 1.71
36 Months $500 - $5000 1.65 1.66
$5000 & over 1.90 1.91
48 Months $500 - $5000 2.10 2.12
$5000 & over 2.35 2.37
60 Months $500 - $5000 2.50 2.52
$5000 & over 2.75 2.78

* A.P.Y. - annual percentage yield

+ Minimum deposit required

IRA Certificates of Deposit

effective as of August 26, 2010

IRA rates are now the same as above COD's with a minimum term of 12 months and a maximum term of 60 months. All IRA Certificates of Deposit under $500.00 or adjustable rate certificates will be based on the current statement savings rate.

Product Rate (%) A.P.Y *
16 Months (renewels only) $5000 & over 1.05 1.05
25 Months (renewels only) $5000 & over 1.60 1.61

* A.P.Y. - annual percentage yield

Mortgage Rates

effective as of August 26, 2010

No Points on In-House Mortgages

Try out our mortgage rate calculator

Fixed

Term Rate
5 years 5.65%
15 years 5.85%
10 years 5.75%
20 years 5.99%

Fixed/Adjustable

Term Rate
5 years 5.65%
10 Years 5.75%

Adjustable

Term Rate
up to 30 years 4.78%

Turbo Plus Home Equity Line of Credit

4.25% based on Prime Rate

Commercial Mortgages

Rates & terms are quoted on an individual basis.

Installment Loan Rates

effective as of August 26, 2010

Personal

Term Rate
24 months 11.75%
36 months 12.25%
48 months 12.75%
60 months 13.25%

New Auto

Term Rate
36 months 7.00%
48 months 7.25%
60 months 7.50%

Used Auto

Term Rate
24 months 7.50%
36 months 8.00%
48 months 8.25%

Loans under $2,000 - 15.00%

* Rates are subject to change daily *